Q A long-lost aunt leaves you $100,000 in her will with one stipulation: you must use the money to invest in starting a business. She also stipulates that you need to start this business in the United States, so you must choose a state where you will operate the business. The money may or may not be enough to get the business off the ground. If it isn't, then you will need to determine how you are going to raise the rest of the capital needed to open the doors. Step 1. Complete the Milestone 1: Small Business Start-Up Worksheet.